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As part of your mortgage journey, it’s important to consider how you would manage your repayments if life doesn’t go to plan. We’ll guide you through suitable protection options based on your circumstances.  

Modern White House

Building protection

Building protection protects the structure of your home against risks such as fire, flooding, and structural damage. We help you arrange cover that ensures your property is properly protected, giving you confidence and peace of mind should the unexpected happen. 

Life protection

Life protection provides financial protection for your loved ones if you pass away, helping to ensure that key commitments such as your mortgage and household expenses can still be met. We help you find cover tailored to your circumstances, giving you confidence that your family’s future is secure.

Signing a Document
Image by Jakub Żerdzicki
Image by Towfiqu barbhuiya
Signing Documents

Family income benefit

Family income benefit provides a regular, tax-free income to your loved ones if you pass away during the policy term, helping them maintain financial stability and their standard of living. We help you arrange cover that reflects your family's needs, offering reassurance and log-term security. 

Income protection

Income protection provides a regular income if you're unable to work due to illness or injury, helping you maintain your financial commitments while you recover. We help you find cover tailored to your circumstances, ensuring stability and peace of mind when it's needed most. 

CIC

Critical illness cover provides a lump sum payment if you’re diagnosed with a serious condition covered by your policy. This financial support can help with mortgage payments, household costs, or time away from work, allowing you to focus on recovery. We help you find cover that suits your needs, offering reassurance when it matters most.

As with all protection policies, conditions and exclusions will apply.  The cost of this insurance depends on several factors, such as your age, where you live and your occupation. As a result, the cost you will pay is based on your own circumstances. 

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